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Tyler Childs - Burning Bridges Taking Names - Hunting for a Loan

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Tyler Childs

Tuesday | September 22, 2009


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03.41 pm - Hunting for a Loan
I'm looking for a loan so I can buy a Honda Element. They are hard to come by for private property sales. I wouldn't be able to afford a new one or even a used one from the dealership.

But I was put in touch with someone that is selling theirs because they are in the process of moving to the UK. I'm able to buy the car for 9.4K which is really good considering. I checked it out yesterday. It has some minor cosmetic damage but the car is in pretty good shape.

Downside: it's a manual. I'd catch on quick though, I've done it a little bit but not enough to say I can really drive stick.

So I put a deposit down on the car and now I have to try and get a loan. The owner leaves to go back to the UK October 7th.

Cape Cod Five only does loans on cars 2005 or newer. This one is 2004. Dang. They do personal loans as well though. Max is 5K. Dang. Tried applying online for a loan from Bank of America. Declined. That's only because they couldn't see my sad puppy eyes. I'll have to try in person. Josh and Tom recommend Citizens Credit Union. I'll have to look into that.

But even if I can't find a loan, I really only lost the deposit (but I could beg for it back...) and that's still technically saving money, right? Wouldn't be so bad apart from my car lacks heat on the driver side. That's the only thing that really bothers me about my current car. Other than that it's in pretty good shape. (Well, not the dents. lol) But mechanically it's fine. In the last year it's gotten new brake pads, rotors, tires and a new battery. Some other things I can't remember.

After paying for all this the mechanic said to me, "Wow, you must really like that car." That's when I knew it was time to move on. But if Sheila and I spend some more time together, it won't be all that bad. After all, it's just another part of the adventure. But I really don't want this Element to slip through my fingers. But it will be, what it will be and I'll be okay with the outcome. I've already decided that.

[-Shoot-]

Comments:


[User Picture]
From:[info]thetrainman
Date:Tuesday September, 2009 10.13 pm (UTC)
(Link)
manual=downside??
you were fine in my car! i let you drive it all the way to wimpy's!
[User Picture]
From:[info]l17
Date:Wednesday September, 2009 12.54 am (UTC)
(Link)
do you not remember me stalling in the parking lot and getting out of the car?
[User Picture]
From:[info]0natalie
Date:Wednesday September, 2009 10.55 pm (UTC)
(Link)
ethan wasn't in the car on the way to wimpy's...lol probably a good thing. ;)

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